Talk:Insurance costs/@comment-163.118.166.124-20150327144111/@comment-26009169-20150327144921
There's a reply button to the right of every comment tree, I'd suggest to use that to avoid confusion :)
If your ship gets destroyed you'll get a screen showing you the price for the ship itself and the modules, if you can't afford it even with all the modules removed, then yes it's gone forever
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Talk pages are where people discuss how to make content on Elite Dangerous Wiki the best that it can be. You can use this page to start a discussion with others about how to improve Insurance costs/@comment-163.118.166.124-20150327144111/@comment-26009169-20150327144921.