From Elite Dangerous Wiki
What is Insurance?
If you are unlucky enough to die, be killed, hunted down like the dog you are, or just slammed into a space station by a useless docking computer, then you will be given an opportunity to rebuy your ship by paying an 'insurance' cost relative to the ships purchase cost. The following table shows the approximate purchase and insurance cost for ships and equipment.
Also note that the insurance is 5% of the cost of the ship.
Ships
| Ship:
|
Purchase cost
|
Insurance cost
|
| Anaconda
|
6,969,440Cr
|
348,472Cr
|
| Cobra Mk. III
|
172,800Cr
|
8,640Cr
|
| Eagle Mk. II
|
44,800Cr
|
2,240Cr
|
| Lakon Type 6
|
240,000Cr
|
12,000Cr
|
| Lakon Type-9 Heavy
|
3,555,840Cr
|
177,792Cr
|
| Sidewinder Mk. I
|
32,000Cr
|
1,600Cr
|
| Viper Mk. III
|
122,920Cr
|
6,146Cr
|
| Zorgon Peterson Hauler
|
68,000Cr
|
3,400
|
Weaponry
| Item:
|
Purchase cost
|
Insurance cost
|
| Class 1 Pulse Laser (G)
|
6,600Cr
|
330Cr
|
| Class 1 Multi Cannon (G)
|
14,250Cr
|
712Cr
|
| Class 2 Multi Cannon
|
9,500Cr
|
475Cr
|
Other Equipment
| Item:
|
Purchase cost
|
Insurance cost
|
| Docking Computer
|
4,500Cr
|
225Cr
|
| Cargo Scanner
|
13,410Cr
|
670Cr
|
| Heatsink Launcher
|
3,500Cr
|
175Cr
|