Insurance costs: Difference between revisions
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[[File:Galactic-Insurance-Pilot.png|thumb|300px|Pilots Insurance]] | [[File:Galactic-Insurance-Pilot.png|thumb|300px|Pilots Insurance]] | ||
If you die, get killed, are hunted down, [[Self Destruct|self destruct]], or just slammed into a space station by a malfunctioning [[Docking Computer|docking computer]], then you will be given an opportunity to rebuy your [[ship]] by paying an 'insurance' cost derived from the ship's purchase cost. | If you die, get killed, are hunted down, [[Self Destruct|self destruct]], or just slammed into a space station by a malfunctioning [[Docking Computer|docking computer]], then you will be given an opportunity to rebuy your [[ship]] by paying an 'insurance' cost derived from the ship's purchase cost. | ||
Upon the destruction of your ship, an insurance screen will be displayed offering you the option to repurchase your (now destroyed) ship's loadout, or to choose a free [[Sidewinder]] (loaned to you from the [[Pilots Federation]]). The cost of the rebuy is affected by your or your killer's notoriety; the higher your notoriety, the more it will cost, but the higher your killer's notoriety, the less it will cost. If you do not have enough credits to repurchase your old loadout, you will be given an opportunity to take out a [[loan]] that scales to your highest Pilots Federation rank. If you cannot repurchase your old loadout even with loans, you will be forced to choose the Sidewinder, and lose your old ship and its loadout. | Upon the destruction of your ship, an insurance screen will be displayed offering you the option to repurchase your (now destroyed) ship's loadout, or to choose a free [[Sidewinder]] (loaned to you from the [[Pilots Federation]]). The cost of the rebuy is affected by your or your killer's [[notoriety]]; the higher your notoriety, the more it will cost, but the higher your killer's notoriety, the less it will cost. If you do not have enough credits to repurchase your old loadout, you will be given an opportunity to take out a [[loan]] that scales to your highest Pilots Federation rank. If you cannot repurchase your old loadout even with loans, you will be forced to choose the Sidewinder, and lose your old ship and its loadout. | ||
Note that this isn't insurance in the traditional sense. If you cannot or chose not to repurchase your old ship, you will ''not'' be paid any credits in compensation; you will lose the value of the ship and all its fittings. | Note that this isn't insurance in the traditional sense. If you cannot or chose not to repurchase your old ship, you will ''not'' be paid any credits in compensation; you will lose the value of the ship and all its fittings. | ||
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==Ships== | ==Ships== | ||
The following table shows the ''approximate'' purchase and insurance cost for ships and equipment. | The following table shows the ''approximate'' purchase and insurance cost for ships and equipment. Also note that the insurance is 5% of the cost of the ship, and all other items. | ||
{| class="article-table" border="1" | {| class="article-table" border="1" | ||
|+ Insurance prices based upon 5% of their purchase price. | |+Insurance prices based upon 5% of their purchase price. | ||
|- | |- | ||
! Ship | ! Ship | ||
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| 5,511,354 | | 5,511,354 | ||
| 3,674,236 | | 3,674,236 | ||
|} | |} | ||
<nowiki>*</nowiki> Sidewinders are the starter ship, so they are free unless you're purchasing a new one or paying insurance for an old loadout. | <nowiki>*</nowiki> Sidewinders are the starter ship, so they are free unless you're purchasing a new one or paying insurance for an old loadout. | ||
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== References == | == References == | ||
<references /> | <references /> | ||
{{Stub}} | {{Stub}} | ||
[[Category:Insurance]] | [[Category:Insurance]] | ||
[[Category:Guides]] | [[Category:Guides]] | ||