Insurance costs

If you are unlucky enough to die, be killed, hunted down like the dog you are, or just slammed into a space station by a useless docking computer, then you will be given an opportunity to rebuy your ship by paying an 'insurance' cost derived from the ship's purchase cost. The following table shows the approximate purchase and insurance cost for ships and equipment. Also note that the insurance is 5% of the cost of the ship, and all other items.

Upon the destruction of your ship an insurance screen will be displayed giving the option to repurchase your (now destroyed) ship's loadout, or to choose a free Sidewinder (loaned to you from the Pilots Federation). If you do not have enough credits to repurchase your old loadout, you will be given an opportunity to take out loans up to a maximum of 600,000 credits (any unpaid loans the player already has will count toward this maximum). If the player cannot repurchase their old loadout even with loans, they will be forced to choose the Sidewinder, and lose their old ship and its loadout.

Ships

Insurance prices based upon 5% of their purchase price.

Ship	Purchase Cost (CR)	Insurance Cost (CR)	Beta Backer1 (-25% CR)	Alpha Backer2 (-50% CR)
Sidewinder Mk I	32,000*	1,600*	1,200*	800*
Eagle Mk II	44,800	2,240	1,680	1,120
Hauler	52,720	2,636	1,977	1,318
Adder	87,808	4,390	3,293	2,195
Viper Mk III	142,931	7,146	5,360	3,573
Cobra Mk III	379,718	18,985	14,239	9,493
Type-6	1,045,945	52,297	39,223	26,149
Asp Explorer	6,661,153	333,057	249,793	166,529
Type-7	17,472,252	873,613	436,807	218,404
Imperial Clipper	22,295,860	1,114,793	836,095	557,397
Federal Dropship	37,814,205	1,890,710	1,418,033	945,355
Orca	48,539,887	2,426,994	1,820,246	1,213,497
Python	56,978,179	2,848,908	2,136,681	1,424,454
Lakon Type-9 Heavy	96,555,842	4,827,792	3,620,844	2,413,896
Anaconda	146,969,451	7,348,472	5,511,354	3,674,236

* Sidewinders are the starter ship so they are free unless you're purchasing a new one or paying insurance for an old loadout.

[1] Beta backers receive an additional 25% discount on the insurance cost of their ships, which includes the hull and its modules.

[2] Alpha backers receive an additional 50% discount on the insurance cost of their ships, which includes the hull and its modules.

Weaponry

--Information may be outdated--

Item	Purchase cost	Insurance cost
Class 1 Pulse Laser (G)	6,600 CR	330 CR
Class 1 Multi-cannon (G)	14,250 CR	712 CR
Class 2 Multi-cannon	9,500 CR	475 CR

Other Equipment

--Information may be outdated--

Item	Purchase cost	Insurance cost
Docking Computer	4,500 CR	225 CR
Cargo Scanner	13,410 CR	670 CR
Heatsink Launcher	3,500 CR	175 CR